Judd Matsunaga Answers “What Is Medi-Cal Planning?”

admin — Sat, 11 Jul 2009 00:02:49 +0000

Medi-Cal Planning is about asset preservation. The high costs of nursing home care have been the cause of many middle-income families losing their homes and life savings. With Medi-Cal planning, those families could have preserved their major assets and could have had their nursing home bills paid for by Medi-Cal.
Medi-Cal is California’s Medicaid health care payment program. It is funded jointly by the state and federal governments. Medi-Cal is designed to pay for the medical care of those California residents who have very limited income or resources. However, with some planning, people in the middle-income tax brackets can qualify as well. Medi-Cal planning is complicated and often times the rules are updated each year. There are many rules governing which assets a person can keep, which assets can be transferred and to whom, and how much can be transferred at one time. If Medi-Cal Planning is done incorrectly, then it could lead to a period of ineligibility or disqualification. Elder Law Services of California has expert elder law attorneys available to provide you with a free consultation if you or a family member are considering applying for Medi-Cal.
The expert elder law attorneys at Elder Law Services of California can help you through the application process and design a plan for you that will preserve the maximum amount of your assets and income. Some accountants and financial planners will attempt to provide the same services for their clients. However, they may not know the intricacies of this area of law and are not authorized to give legal advice. Call attorney Judd Matsunaga today at 1-800 403-6078 for a free consultation.

Judd Matsunaga of Elder Law Services of California explains Medi-Cal

admin — Tue, 03 Mar 2009 19:20:33 +0000

Judd Matsunaga of Elder Law Services of California explains that Medi-Cal is the state of California’s version of the federal Medicaid program that provides additional health insurance for qualified individuals who are 65 years of age, blind or disabled. Medi-Cal is particularly helpful for individuals who are residing in a skilled nursing home that have exhausted their Medicare skilled nursing home coverage. While Medicare may cover the first 20 days of skilled nursing home expenses, coverage for days 21 through 100 requires a co-payment of $128.00 per day and is only available if the patient continues to show improvement in his or her condition. On the other hand, Medi-Cal will continue to pay for skilled nursing home expenses indefinitely, regardless of whether or not the patient continues to show improvement.

Unfortunately, many people are misinformed about the eligibility criteria Medi-Cal uses to determine
eligibility. Such misinformation is likely due to the constantly changing and complicated Medi-Cal rules and regulations. Despite what you might have heard, you do not have to be poor in order to qualify for Medi-Cal benefits. With the guidance of an experienced, knowledgeable elder law attorney like Judd Matsunaga, it is legal to implement various planning strategies in order to qualify for Medi-Cal benefits.

Elder Law Services of California is experienced in developing and implementing various Medi-Cal planning strategies to quickly qualify an individual for Medi-Cal benefits and to minimize or completely eliminate any state recovery for benefits received. Medi-Cal planning is one the firm’s specialties and the firm takes great pride in developing and presenting a choice of sound planning options for their clients which are tailored to their individual circumstances.

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Judd Matsunaga Answers “What Is Medi-Cal Planning?”

Judd Matsunaga of Elder Law Services of California explains Medi-Cal